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2026 NFL Payrolls: Which Teams Spend the Most?

By DIRECTV Insider Staff
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2026 NFL Payrolls: Which Teams Spend the Most?

In the NFL, the competition is as fierce in the front office as it is on the gridiron itself. When players aren’t suiting up on game day, the suits are signing player salaries and balancing their payrolls ahead of the new season to optimize their chances of winning a Lombardi while staying in line with the NFL salary cap.

This offseason featured Pro Bowl trades and free agent signings that have recalibrated the league and now organizations must hope every dollar is money well spent. Let’s take a look at which NFL teams have the highest payrolls in 2026.

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Which NFL Teams Have the Highest Payroll in 2026?

Currently, the Dallas Cowboys and Cleveland Browns have the highest total salaries in 2026. Another year on the Dak contract and a full year of Quinnen Williams on the books has the Cowboys on top of the list of teams with cap space devoted to its starters, while the Browns remain under the weight of the Myles Garrett contract even after trading him and are second in the league in dead money allocations.

Cleveland and Dallas are followed closely by the New England Patriots, Pittsburgh Steelers and New Orleans Saints to round out the top five this season.

Here’s where all 32 of the NFL’s teams stand by cap allocations on their top 51 players. 

Team Total Cap Allocations
Dallas Cowboys $366,973,079
Cleveland Browns $361,352,478
New England Patriots $354,014,423
Pittsburgh Steelers $352,555,004
New Orleans Saints $352,184,291
Tampa Bay Buccaneers $346,044,747
Detroit Lions $345,471,427
Carolina Panthers $341,387,761
Cincinnati Bengals $339,956,226
Jacksonville Jaguars $338,895,798
Chicago Bears $338,431,124
Minnesota Vikings $337,511,640
New York Jets $334,898,490
Miami Dolphins $334,555,795
Baltimore Ravens $333,101,681
Kansas City Chiefs $332,920,768
Arizona Cardinals $331,995,053
New York Giants $330,320,122
Buffalo Bills $330,238,365
Philadelphia Eagles $329,943,013
Tennessee Titans $328,426,933
Green Bay Packers $328,257,808
Las Vegas Raiders $327,352,439
Seattle Seahawks $326,457,363
Los Angeles Rams $323,948,623
Washington Commanders $323,517,385
Houston Texans $318,749,528
San Francisco 49ers $317,442,397
Atlanta Falcons $316,252,269
Denver Broncos $312,406,564
Indianapolis Colts $307,763,956
Los Angeles Chargers $300,954,836

Source: Spotrac

Wondering who the highest paid NFL players are this year? Click below to find out.

Highest Paid NFL Players in 2025 | DIRECTV Insider

NFL Contract Key Terms

There are few terms worth defining to make sense of the finances in the NFL.

Cap Hit: The cap hit of player is their contract plus prorated signing bonuses and incentives.

Average annual value: The average annual value (AAV) is the player’s total contract salary divided by the number of years they’re signed for.

Fully guaranteed money: Fully guaranteed money is money that is not contingent on signing bonuses or able to be voided via release.

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Frequently asked questions

Which NFL team has the highest payroll in 2026?

The Dallas Cowboys have the highest payroll in the league with more than $366M in total cap allocations. Dallas has just $5.1M in cap space.

Which NFL team has the lowest payroll in 2026?

The Los Angeles Chargers enter the 2026 season with the lowest payroll in the NFL at $300.9M in total cap allocations.

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